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UAECruise Vacation Benefit for Singapore Travellers
Travel Insurance with Optional Cruise Vacation Benefit at a Glance
Cruise holidays remain a favourite for Singapore travellers - you unpack once, relax on board and wake up in a new destination.
To help protect your trip, Travel Guard® Direct travel insurance offers an optional Cruise Vacation Benefit that adds extra cruise-specific coverage on top of your standard plan.
- Optional benefit for selected Travel Guard® Direct travel insurance plans
- Extra coverage for cruise tour cancellation before departure
- Help if you miss boarding your cruise due to covered transport delays
- 24/7 emergency assistance while you’re travelling
Many travellers depart from Singapore or fly overseas to join cruises in regions such as Southeast Asia, the Mediterranean or Alaska. Your Travel Guard® Direct travel insurance plan can help with overseas medical expenses, emergency evacuation, baggage loss and trip disruption.
When you add the Cruise Vacation Benefit, you receive extra protection for situations unique to cruise travel - such as having to cancel your cruise tour before departure or missed boarding at your port for a covered reason.
Refer to the terms and conditions in the policy wording for full details.
What is the optional Cruise Vacation Benefit?
The Cruise Vacation Benefit is an optional benefit you can select when purchasing an eligible Travel Guard® Direct travel insurance plan. Designed for Singapore residents going on cruise holidays, it provides additional protection centred around cruise tour arrangements.
In simple terms, this benefit can:
Increase your coverage if you need to cancel your cruise tour before departure for a covered reason; and
Help you catch up with your cruise or recover certain missed cruise costs if your transport to the port is delayed by events covered in your policy.
Key Benefits of the Cruise Vacation Benefit
By adding the Cruise Vacation Benefit to an eligible Travel Guard® Direct travel insurance plan, you get extra protection for the parts of your trip that are unique to cruise holidays.
Cancellation of Your Cruise Tour Cover
(Before Departure)
Cruise holidays often require early booking and significant upfront payment. If you need to cancel your cruise tour before departure due to a covered reason – such as a serious illness or injury - the Cruise Vacation Benefit increases the amount you can claim for your prepaid, non-refundable cruise costs.
This may include your cruise fare or certain prepaid onboard packages, up to the limits selected in your plan.
Cruise Tour Interruption Cover
(If You Miss Boarding at Port)
Travel to the port does not always go as planned. If the covered transport you arranged to get to your cruise is delayed due to a covered event like extreme weather, mechanical breakdown or a strike– and you miss boarding your cruise, this benefit can help.
Depending on the circumstances and your plan:
- It may help pay for new economy-class transport to meet your ship at the next port of call; and/or
- It may reimburse part of the unused, non-refundable cruise costs you cannot recover elsewhere.
Please refer to the terms and conditions in the policy wording for full details.
How to Ensure Comprehensive Protection for Your Cruise Holiday
Choose a Travel Guard® Direct Plan with Cruise Vacation Benefit
If you’re planning a cruise holiday, start by selecting a Travel Guard® Direct travel insurance plan that suits your trip. Eligible plans can cover overseas medical expenses, emergency medical evacuation, trip cancellation, baggage and more.
When requesting a quote, look for the option to add the Cruise Vacation Benefit.
The Cruise Vacation Benefit Optional Rider is available on:
Enhanced Plan
Strong coverage for families and long-haul trips
- Medical up to S$ 1,000,000
- Post-travel care
- Trip interruption, early return, and travel supplier financial default
Supreme Plan
Premium coverage for a smoother and more secure travel experience. Ideal for U.S., Europe and Japan.
- Medical up to S$ 2,000,000
- Highest trip disruption limits
- Premium financial protection
Compare plans for Singapore travellers and see which one fits your cruise holiday best.
Review the Policy Wording to Understand Your Cruise Cover
Before purchasing, take a few minutes to review the policy wording and Schedule of Benefits so you understand:
When coverage begins and ends
What situations are covered for cancellation and interruption
Any limits, conditions or exclusions that apply
Helpful Tips Before You Buy
A few quick tips to help you get the most out of your cruise travel insurance:
Ensure your cruise destinations fall within the region selected in your plan
Check how the policy treats any existing medical conditions you may have
Review the plan details for limits and exclusions for cruise-related benefits
Keep your policy documents and emergency assistance contacts with you during your trip
Please refer to the terms and conditions in the policy wording for full details.
24/7 Emergency Travel Assistance for Cruise Travellers
Cruise holidays may take you across multiple countries or offshore locations. With Travel Guard® Direct, you have access to 24-hour worldwide emergency travel assistance – helpful whether you are at sea or visiting port cities.
How 24/7 Emergency Travel Assistance Can Help
Our emergency assistance team is on call around the clock throughout your trip. Here are some examples of how we can help:
- If you have a medical emergency: We can help to arrange medical attention and communicate with local doctors.
- If medical evacuation is needed: We can coordinate emergency medical evacuation if required.
- If you lose important items or documents: We provide guidance if important documents are lost.
- If your travel plans are disrupted: We can assist with travel arrangements if disruptions occur.
24/7 Availability for Peace of Mind
No matter where your cruise takes you, help is just a phone call away. Travel Guard’s emergency assistance line operates 24 hours a day, 7 days a week, so you can travel knowing support is available when you need it.
FAQs about Travel Insurance for Cruises
Yes, Travel Guard® Direct travel insurance plans cover cruise holidays, provided your cruise destinations match the selected region and you meet the policy eligibility. Adding the Cruise Vacation Benefit gives you extra cruise-specific cover.
A standard travel insurance plan provides a good baseline. However, cruise holidays often involve higher prepaid costs and tight schedules. The Cruise Vacation Benefit offers added protection for cruise tour cancellation and missed boarding due to covered events.
If your transport to the port is delayed for a covered reason, and you miss boarding, the Cruise Vacation Benefit may help pay for new transport to meet your ship and reimburse some non-refundable cruise costs. Please refer to the terms and conditions in the policy wording for full details.
It’s usually best to buy your travel insurance with Cruise Vacation Benefit as soon as your cruise is booked. This allows you to be covered for eligible events that occur after you purchase the policy but before your trip begins.
Shore excursions may be covered if they are part of your insured trip and meet the policy’s terms and conditions. Cover varies depending on your plan, the type of activity and the circumstances. Please refer to the terms and conditions in the policy wording for full details.
Important note: The above is for general information only. Please refer to the respective policy wording for the detailed terms and conditions that apply to each policy.
Protect Your Cruise Vacation with Travel Guard® Direct and Get a Quote Now
If you’re planning a cruise holiday from Singapore, Travel Guard® Direct can help you travel with confidence. Combine a Travel Guard® Direct travel insurance plan with the optional Cruise Vacation Benefit for protection designed especially for cruise tours.