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Travel Guard® Direct
Comprehensive travel insurance for every Singapore traveller’s journey
- Single Trip
- Annual
- One Way
Promotion is valid until 28 February 2026:
Promo code TRAVELGUARD25 for 25% off travel insurance
Travel with confidence and enjoy extra savings. Explore our limited-time travel insurance promotion. Whether you’re travelling with family, planning multiple trips this year, or booking a premium holiday, our offers help you get more value from your coverage. Promotion valid 27 January 2026 to 28 February 2026 T&Cs apply.
Travel Guard® is now part of Zurich Insurance Group
AIG's global personal travel insurance and assistance business, including Travel Guard® is now part of Zurich Cover-More, one of the world's largest travel insurance and assistance providers and part of Zurich Insurance Group.
In Singapore, Travel Guard® products and services will be underwritten and distributed by Zurich Insurance Company, Ltd (Singapore Branch).
Existing policies remain unaffected, and the Travel Guard® team will continue providing the same standards of service and support to new policyholders.
Check out the Frequently Asked Questions below for more information.
Choose the Right Travel Insurance for Your Trip
Basic Plan
Smart protection for short getaways.
- Medical up to S$100,000
- Emergency evacuation up to S$50,000
- Trip cancellation and baggage protection
Enhanced Plan
Strong coverage for families and long-haul trips.
- Medical up to S$1,000,000
- Post-travel care
- Trip interruption, early return, and travel supplier financial default
Supreme Plan
Premium coverage for a smoother and more secure travel experience. Ideal for U.S., Europe and Japan.
- Medical up to S$2,000,000
- Highest trip disruption limits
- Premium financial protection
Why Singapore Travellers Trust Travel Guard® Direct Travel Insurance
Travel Guard® Direct travel insurance is designed for individuals departing from Singapore. With high medical limits, reliable protection for travel disruptions, support when you need it most and fast digital claim filing for peace of mind. Our plans offer practical benefits that matter on real trips; from regional getaways to long-haul travel.
What makes Travel Guard® Direct Different?
High medical coverage with plan options up to S$2,000,000, ideal for destinations like the U.S., Europe and Japan – giving you confidence even in the most expensive healthcare markets.
Unlimited emergency evacuation options for serious incidents overseas – get the emergency support you need without worrying about limits.
Trip cancellation and travel supplier financial default protection on Enhanced and Supreme Plans – protects you when the unforeseen happens, leading you to cancel your trip before traveling.
Medical treatment after returning to Singapore, available with Enhanced and Supreme Plans – protection that follows you home.
Optional cover for cruises and sports equipment for specialised travel needs.
Fast, hassle-free online claims for Singapore travellers - submit and track digitally, with simple step-by-step support.
Travel Insurance FAQs
When comparing travel insurance plans, consider your destination, trip value and travel style.
- For regional getaways, the Basic Plan offers essential protection at a budget-friendly price.
- For long-haul trips or family holidays, the Enhanced Plan provides higher medical limits and coverage for interruptions or financial default.
- For premium travel, cruises and luxury itineraries, the Supreme Plan offers the highest medical limits and the broadest financial protection.
Yes. All plans include overseas medical coverage, with increasing limits from S$100,000 (Basic) to S$1,000,000 (Enhanced) and S$2,000,000 (Supreme) for travellers under age 70. Higher tiers also include extra benefits such as post-travel medical treatment in Singapore.
Yes. All plans include emergency medical evacuation. The Enhanced and Supreme Plans offer unlimited evacuation coverage, which can be especially important for cruises, remote destinations or countries with high healthcare costs.
Yes. All plans include fast, hassle-free online claims support. You can submit and track your claim digitally, making it quick and convenient for Singapore travellers.
Certain cruise travel and sporting activities may require an optional upgrade. The Enhanced and Supreme Plans offer optional protection for cruises and specialised sports equipment for travellers who need premium coverage.
Yes. All plans include coverage for pre-departure trip cancellation. The Enhanced and Supreme Plans also include trip alterations, trip interruption and travel supplier financial default - providing protection for more complex or prepaid travel plans.
Still deciding?
Compare plans or get a travel insurance quote in minutes.
Important note: The above is for general information only. Please refer to the respective policy wording for the detailed terms and conditions that apply to each policy.